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Tel: 020 7561 1786 (Multilingual advisors available)  •  Fax: 020 7272 8192  •  Email: info@credit-union.coop

Wed 16-Aug-2017
NewsMeet our Board member James Darbyshire
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9 July 2015
Meet our Board member James Darbyshire

James Darbyshire was co-opted onto the London Capital Credit Union Board in 2014 and elected at our AGM in March.

James says he decided to put himself forward for a position on the credit union’s Board because he wanted to contribute to the running of “an organisation that makes such a vital difference to people’s lives in our community”.

As a lawyer by training, working in the financial services regulatory sector, James hopes to contribute fully to the legal, regulatory and compliance issues that the credit union has to face. “I will also bring enthusiasm, dedication and good humour to the role,” he says.

James originally joined the credit union because he strongly believes that it offers a vital – and ethical - source of credit and savings for the whole community.

“I know that my savings, along with those of others, offer a critical alternative to payday loans and other forms of what is often exploitative lending provided by the commercial financial sector,” he James.

By promoting saving and reducing the cost of credit, James thinks that the credit union can reach all parts of the community. This is particularly helpful, he explains, when someone’s finances are stretched, or if they have been excluded from financial services products altogether.

James says: “The credit union offers savings and loan products at very competitive rates, and encourages its members to save even when they are borrowing. Society as a whole is weakened by having so many people struggling with the cost of borrowing. By promoting saving, budgeting, lowering the cost of borrowing and helping people to manage their money we make society a better place.”

In the future, James concludes that he would love to see the credit union challenging the banks and building societies in the community as the “go to” place for people to save, borrow, and have their day-to-day current account, whilst retaining its strong ethical principles.


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