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Tel: 020 7561 1786 (Multilingual advisors available)  •  Fax: 020 7272 8192  •  Email: info@credit-union.coop

Wed 16-Aug-2017
NewsThe ideal alternative to expensive credit cards
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2 June 2016
The ideal alternative to expensive credit cards

At London Capital Credit Union, we work with a partner that provides a contactless Visa debit card that’s an ideal alternative to expensive credit cards.

You can use the Engage Visa card in much the same way as a credit card, to purchase goods or services online, or in stores or restaurants, in fact anywhere that displays the 'VISA' symbol. You can get cashback in shops or withdraw money from ATM’s at home or abroad. Unlike a credit card, this card doesn’t let you go over limit, and has a fixed and open charging structure, with no nasty hidden charges.

In addition, fantastic rewards and offers are available from national and local retailers when you use your Engage Visa debit card. For example, you can have cashback rewards of up to 15% every time you use your card to pay for goods at any one of a number of leading retailers.

As a member of London Capital Credit Union, you can have your ‘Saver Loan’ credited to your card account and have all the flexibility of your Visa ‘flexible friend’ but at low credit union borrowing rates.

In fact, if you have outstanding credit card balances, why not think about clearing the sums with our ‘Saver Loan’ and using the Engage Visa card as a cheaper alternative? Read more here about the Engage Visa debit card and if you would like to apply for a card you can use the form in the members’ secure area of our website.


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  • London Capital Credit Union
  • Tel: 020 7561 1786 (Multilingual advisors available)  • 
  • Fax: 020 7272 8192  • 
  • Email: info@credit-union.coop
  • Web: http://www.credit-union.coop
Authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. Firm Ref. No. 214094