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Tel: 020 7561 1786 (Multilingual advisors available)  •  Fax: 020 7272 8192  •  Email:

Wed 16-Aug-2017
NewsShow your home some love
18 May 2017
Show your home some love

It’s that time of year again, now the weather is warming up, when we get outside and start to notice all the jobs that need doing around the house. Fortunately, the Credit Union offers a range of low cost loans to cover home and garden improvements.

Perhaps your roof needs repairing or your boiler has packed up? Maybe you want to paint the outside of your house or lay a new patio? Jobs like these can often end up being quite expensive, but rather than taking out a high cost loan to pay for it, we would encourage you to talk to the Credit Union.

We offer low cost loans that cover just this sort of situation. Our low cost saver loan, for example, allows you to borrow the amount you need now, while allowing you to build up savings which will help you pay for any other home improvements in future.

You can apply for our low cost ‘Instant Saver Loan’ at any time and, once your loan has been approved, you must join the Credit Union with an opening savings deposit of £20.

If you choose to pay through a payroll deduction scheme, or save at least £27 per calendar month for 12 months, you will be rewarded for saving by qualifying for an even lower interest rate ‘Saver Loan’. For example, £1,001 repaid monthly over a year would cost just £67 in total interest paid.

Martin Groombridge, Credit Union Chief Executive, says: “With one of our unique Saver Loans, a part of your regular repayments is allocated to your savings account, which means that as you repay your loan, your savings start to grow.

“This sort of loan means you can access the money you need now – whether for home improvements, essential repairs or even garden makeovers – while enabling you to build up savings for the future.”

Click here to find out more about our Saver Loan and how much it would cost you.

Find Us here:
  • London Capital Credit Union
  • Tel: 020 7561 1786 (Multilingual advisors available)  • 
  • Fax: 020 7272 8192  • 
  • Email:
  • Web:
Authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. Firm Ref. No. 214094