TAKE CONTROL OF YOUR FINANCES
Secure Ethical savings
We want to make money work for our members. You can start a regular savings plan from your salary/bank or make a lump sum deposit and know that your money is being used to provide a real and meaningful alternative to the very high interest rates charged by most lenders, particularly to the poorest in our communities.
Deposit your money safe with us in the knowledge that it is benefiting thousands more people escape from debt. You can save as little or as much as you like, though we recommend at least £20pcm or £5pw.
Loans
We offer loans of up to £30,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but we reward you with even lower interest rates if you have saved with us first.
Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office, simply register for online access then you can submit your low cost loan application and approve the loan agreement online and we will transfer the funds direct to your bank account.
WHY CHOOSE LONDON CAPITAL CREDIT UNION
WE'RE YOUR PARTNER
We’re not just a credit union. We’re your partner. Becoming a member means never facing a financial decision alone.
WE WORK FOR YOU
Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.
MEMBERSHIP IS EASY
Our application process is simple. Access our services from your laptop or phone 24 hours a day, every day.
LATEST NEWS
Help Us Beat the Loan Sharks
2024 marks the 20th anniversary of the England Illegal Money Lending Team, or Stop Loan Sharks. The year has already seen two landmark cases – one which saw one of the highest ever amounts confiscated following a Proceeds of Crime hearing and one of the longest...
Credit Union Helps Mum Pay Off Huge £12,000 Debt and Develop A Savings Habit
How A Credit Union Saver Loan was instrumental in helping a mum of 2, drowning under a debt of £12,000, to achieve financial independence. Mum-of-two Alicia Felix, 49, fell into debt after making a credit card mistake in her younger years. She has since turned her...
Vicious loan shark who kidnapped borrower and broke his jaw jailed for seven years
A vicious loan shark who kidnapped a vulnerable borrower, forcing him to travel in the boot of his car to get cash and broke his jaw during an attack when he couldn’t meet a repayment has today been jailed for seven years. Richard Dawson, aged 35, from Barnsley,...
