TAKE CONTROL OF YOUR FINANCES
Secure Ethical savings
We want to make money work for our members. You can start a regular savings plan from your salary/bank or make a lump sum deposit and know that your money is being used to provide a real and meaningful alternative to the very high interest rates charged by most lenders, particularly to the poorest in our communities.
Deposit your money safe with us in the knowledge that it is benefiting thousands more people escape from debt. You can save as little or as much as you like, though we recommend at least £20pcm or £5pw.
Loans
We offer loans of up to £25,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but we reward you with even lower interest rates if you have saved with us first.
Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office, simply register for online access then you can submit your low cost loan application and approve the loan agreement online and we will transfer the funds direct to your bank account.
WHY CHOOSE LONDON CAPITAL CREDIT UNION
WE'RE YOUR PARTNER
We’re not just a credit union. We’re your partner. Becoming a member means never facing a financial decision alone.
WE WORK FOR YOU
Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.
MEMBERSHIP IS EASY
Our application process is simple. Access our services from your laptop or phone 24 hours a day, every day.
LATEST NEWS
Record membership for UK credit unions
Adult membership of credit unions in the UK has reached record levels, according to the latest annual figures from the Bank of England. The latest data, which covers the 2021 financial year, shows that UK credit unions now serve over 2.1 million people and have assets...
Save and win with our PrizeSaver account
Our PrizeSaver account is not only the perfect home for your savings, but you could be in with the chance of a monthly cash prize too! Household budgets are squeezed for many of us these days, so putting money in a savings account might be the last thing on your mind....
Financial support for disability adaptations and mobility equipment
When health circumstances change and people need mobility equipment or adaptations to their home – often at short notice – there can be huge expense involved. Our low-cost Saver Loan could help. While many people are entitled to local authority support when their...
