Tel: 020 7561 1786    |    Fax: 020 7272 8192    |    Email:

Welcome to North London Credit Union Members

The merger of North London Credit Union with London Capital is now complete and we look forward to the next step as a larger combined credit union to help ever more people learn the importance of saving and dealing with debt.

If you have joined us from North London Credit Union click below for your next steps to take advantage of the benefits of the larger stronger London Capital Credit Union.





Secure Ethical savings

We want to make money work for our members. You can start a regular savings plan from your salary/bank or make a lump sum deposit and know that your money is being used to provide a real and meaningful alternative to the very high interest rates charged by most lenders, particularly to the poorest in our communities.

Deposit your money safe with us in the knowledge that it is benefiting thousands more people escape from debt. You can save as little or as much as you like, though we recommend at least £20pcm or £5pw.


We offer loans of up to £25,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but we reward you with even lower interest rates if you have saved with us first.

Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office, simply register for online access then you can submit your low cost loan application and approve the loan agreement online and we will transfer the funds direct to your bank account.



We’re not just a credit union. We’re your partner. Becoming a member means never facing a financial decision alone.



Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.


Our application process is simple. Access our services from your laptop or phone 24 hours a day, every day.


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