Home working is here to stay for many of us, so maybe now is the time to make your home office a practical, comfortable space to work in. A low cost loan from the Credit Union could help you buy the equipment you need or make the necessary home improvements to accommodate your work requirements.
Working from home can be a challenge for many of us – hunched over the coffee table, curled up on the sofa or squatting on the floor – all of which can cause backache or more serious back problems. As working from home looks set to be part of our lives for months and years to come, now could be just the time to make some changes…
Maybe you are looking to invest in a proper desk and chair, convert a bedroom or perhaps you are thinking about building a home office in the garden? Whatever your plans, one of our low cost Credit Union loans could provide just the help you need!
We offer loans of up to £20,000 above savings, starting from just 2.9% APR. You can apply for a loan straight away, but often we will reward you with lower interest rates if you have saved with us first. Having saved a little first greatly increases the chances of your application being approved.
To apply for a low cost loan, you must first join the Credit Union as a member. When your low cost loan is approved and, if you are not already a member, you must open your account with a minimum £50 deposit to your savings account.
The granting of the loan is based upon evidence of affordability. Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford.
You do not have to come into the office to take out a loan with us. Simply join and/or register for online access through the members’ secure area of our website, or download the app for mobile devices. You can then submit your loan application online, approve the loan agreement online and we can then transfer the funds direct to your bank account.
Click here to find out more about the range of loans we offer – and good luck with creating your perfect home office!
