It’s that time of year again when we start thinking ahead and making plans to do things differently and better. So, why not let the Credit Union help you get your finances in order in 2021?
2020 has shown us all just how uncertain life can be and, when a crisis comes along, for many of us it can lead to major money worries. While no one could have predicted the events of 2020, it does show the importance of having some savings and budgeting wisely.
The Credit Union offers a safe home for your savings. Even if you only put away £5 a week, it’s amazing how quickly you can build up a small nest egg for unexpected expenses, home improvements, life events or even just a holiday each year.
In addition, if you’re an employee of one of the organisations that participate in our Salary Savings Scheme, it couldn’t be easier to save with us, as your savings can be deducted directly from your salary.
Of course, at this time of year, when we’ve just had all the expense of Christmas, the chance to save might seem like a pipe dream. If you’re struggling to pay the bills, rather than turning to high interest credit card debt or expensive loans, why not consider taking out one of our unique low cost Saver Loans?
We offer Credit Union Saver Loans up to £20,000 (although lower limits apply for first time borrowers) at very competitive rates of interest, to be repaid over a period of time to suit you.
One of the great things about our Saver Loans is that part of your regular repayment is allocated to your savings account which means that, as you repay your loan, your savings continue to grow. You can access your savings once the loan is repaid. This Saver Loan principle means that you gradually reduce and ultimately eliminate your need to borrow.
We offer a whole range of other low cost loans for our members, so even if you don’t need to borrow from us now, it makes sense to join the Credit Union, so you can benefit in future, should the need arise.
And of course, we’re always here for our members if you do have money worries and need money management advice. We can discuss the options open to you and point you in the direction of further help and support.
So, if you commit to anything in 2021, why not commit to join the Credit Union?
